Are you a vintage motorcycle owner looking for insurance coverage? It can be a challenge to find an insurance company that understands the unique needs of classic motorcycle owners. Fortunately, there are insurance companies that specialize in vintage motorcycle coverage. In this article, we'll take a look at some of the top vintage motorcycle insurance companies and what they have to offer.
Hagerty
Hagerty is a well-known name in the world of classic car and motorcycle insurance. They offer coverage for vintage motorcycles, including bikes that are over 25 years old. Hagerty's coverage includes:
- Guaranteed value coverage, which means you and Hagerty agree on the value of your motorcycle at the time you purchase your policy. In the event of a covered total loss, you will receive the agreed-upon value, with no depreciation.
- Spare parts coverage, which includes up to $750 for spare parts that are damaged or stolen.
- Roadside assistance, which includes towing, battery service, flat tire service, and more.
- Repair shop of your choice, so you can choose where to have your motorcycle repaired if it needs work.
American Collectors Insurance
American Collectors Insurance specializes in insurance coverage for collectible vehicles, including vintage motorcycles. They offer a variety of coverage options, including:
- Agreed value coverage, which means you and American Collectors Insurance agree on the value of your motorcycle at the time you purchase your policy. If your motorcycle is ever totaled or stolen, you'll receive the agreed-upon value, with no depreciation.
- Spare parts coverage, which includes up to $500 for spare parts that are damaged or stolen.
- Roadside assistance, which includes towing, battery service, flat tire service, and more.
- Choice of repair shop, so you can choose where to have your motorcycle repaired if it needs work.
Dairyland Cycle
Dairyland Cycle offers insurance coverage for all types of motorcycles, including vintage bikes. Their coverage includes:
- Agreed value coverage, which means you and Dairyland Cycle agree on the value of your motorcycle at the time you purchase your policy. If your motorcycle is ever totaled or stolen, you'll receive the agreed-upon value, with no depreciation.
- Roadside assistance, which includes towing, battery service, flat tire service, and more.
- Custom parts and equipment coverage, which includes up to $3,000 for aftermarket parts and accessories that are damaged or stolen.
- Choice of repair shop, so you can choose where to have your motorcycle repaired if it needs work.
Markel
Markel is another insurance company that specializes in coverage for collectible vehicles, including vintage motorcycles. Their coverage includes:
- Agreed value coverage, which means you and Markel agree on the value of your motorcycle at the time you purchase your policy. If your motorcycle is ever totaled or stolen, you'll receive the agreed-upon value, with no depreciation.
- Spare parts coverage, which includes up to $1,000 for spare parts that are damaged or stolen.
- Roadside assistance, which includes towing, battery service, flat tire service, and more.
- Choice of repair shop, so you can choose where to have your motorcycle repaired if it needs work.
Conclusion
If you own a vintage motorcycle, it's important to have insurance coverage that meets your unique needs. The insurance companies listed above all offer coverage for vintage motorcycles, with options like agreed value coverage, spare parts coverage, and choice of repair shop. Take the time to compare the coverage and pricing from these and other vintage motorcycle insurance companies to find the one that's right for you.
